Independent. Personal. Focused on you.
Get clarity on your processing costs and payment options—with a real person in your corner.
A clear look at fees and pricing.
Solutions shaped around your business.
Direct access to Chris Hayes.
Payment solutions
At the counter, on the move, or online. Let’s explore a setup that fits the way you work.
Explore surcharge programs, dual pricing, and traditional interchange-plus pricing. Chris can help you compare the options for your business.
Program availability depends on your business and applicable requirements.
Discuss processing ↗Take payments on the move with mobile devices or a free payment app on your personal smartphone. Processing charges apply.
Explore mobile solutions ↗Clover, Exatouch, and Genius options for your business. Free Clover or Exatouch station hardware may be available through select processors based on monthly processing volume and eligibility; software and processing fees may apply.
Explore POS systems ↗Free virtual terminal options through our processor partners for phone orders, invoicing, and office payments. Processing charges apply.
Explore virtual terminals ↗Multiple desktop and countertop choices, including free terminal placement through select processors, subject to eligibility and program terms.
Explore desktop terminals ↗Select processors offer a free gift card program with custom card design included. You pay for the cards themselves. Availability and eligibility depend on the processor.
Explore gift card programs ↗Explore online store payments, payment links, and recurring billing through our processing partners. Chris can help you find options compatible with your business.
Explore online payments ↗Connect payments with supported QuickBooks Desktop workflows through ProCharge. Chris can help confirm your edition, version, and compatibility.
Explore QuickBooks integration ↗Choose your setup
Our payment partners
Free statement review
Start with a conversation about your current processing. Chris can walk through your statement, explain the fees, and help you compare your options.
Request your review · Call Chris ↗Call first to arrange how to share your statement.
How you take payments, what works, and what you’d like to improve.
Review your processing costs and ask the questions that matter.
Make an informed decision about your next step.
Meet your point of contact
Christopher Hayes, Owner and Founder of Card Options Processing Solutions LLC, brings more than 18 years of merchant services experience and over 30 years of total business-to-business experience, including payroll services.
That background shapes a practical, personal approach: understand how your business works, explain your payment options clearly, and help you find a setup that fits. Based in Pittsburgh and serving businesses nationwide, Chris works directly with business owners reviewing their current processing or exploring new solutions.
Speak with Chris ↗Let’s get started
Serving businesses across the USA.
Local roots in Western PA, Western NY & Eastern Ohio.
Let’s talk about your processing costs, equipment, and what you need next.
chris@getcardoptions.com